Real Estate Processor- Missoula

  • Glacier Bank
  • Missoula, MT, USA
  • Mar 15, 2021
Full time Banking Finance Real Estate

Job Description

Prepare loan documents in the loan process by verifying information in all loan files, ordering documents needed to complete the files, updating information on the computer system, and paying property taxes on escrows in accordance with the company’s policy and procedures and compliance with pertinent regulatory requirements.

Prepare loan processing documents and correspondence including letters, memoranda, and various forms and reports in rough draft and final draft form for the lending staff. Proofread for accuracy and correct errors. Process loan documents; enter loan information in computer accurately and on a timely basis. Issue preliminary disclosures and other information within the required timeframe.

Order and/or assist in gathering initial documentation necessary to make loan decisions (e.g., credit reports, verifications, appraisal, flood determination, insurance, and title policies/reports). Conduct follow-up to ensure information is received in a timely manner. Review documents/file for completion and accuracy prior to submission to Loan Officer for review and approval. Process and complete insurance requests, various government loan insurance, and guarantees. Check verifications of employment, assets, and credit with the information in the bank computer system to ensure the application is complete and accurate. Confirm standing on collateral. Prepare all collateral documents e.g., changes of collateral, transfers of equity, lien filings, and deeds of trust and updates files and records of customers internally and with the State and County as appropriate. Process loan and appraisal requests accurately and timely, utilizing related regulations for the associated loan program.

Prepare loan file with all appropriate documentation. Assist in the preparation of loan officer comments to the loan file. Track all required information needed to complete loan files; monitor and resolve problems to ensure all documentation is received and verified prior to packaging/closing. Maintain a tickler system to ensure that all steps in the loan application and monitoring process are completed in a timely manner.
Position performs other duties as needed/assigned.

About You

  • A minimum of one year up to three years of similar or related experience.
  • A high school degree or GED is required.

Courtesy, tact, and diplomacy are essential elements of the job. Relate to others in an open and accepting manner; friendly and approachable. Sense how others feel; treat others with fairness, dignity, and respect. Cultivate rapport with all persons encountered at work.

Communicate effectively both verbally and in writing with others in a clear, thorough, and timely manner using appropriate and effective communication tools and techniques.   We are community-inspired and pride ourselves on offering exceptional service to both our internal and external customers. We expect you, as an employee, to embrace the FSB Way and to support our values and visions of Integrity, Service, and Success.  Teamwork: Demonstrate ability to work independently and as part of a team. Work cooperatively and effectively with others to set and achieve goals, help others, resolve problems, and make decisions that enhance organizational effectiveness.

Ability to perform non-complex arithmetic calculations (addition, subtraction, multiplication, division, percentages) to prepare loan files for submission to loan underwriters. Exhibit a professional manner in dealing with others; work to develop and maintain cooperative and positive working relationships; represent the bank in a positive manner; maintain credibility with others.

Maintain strict confidentiality regarding any information obtained during the course of performing job duties; adhere to Bank policies and procedures regarding confidentiality. Adhere to guidelines, protocol, policies, and procedures and supervisory directives; improve and promote work quality; demonstrate accuracy, thoroughness, and attention to detail; strive to achieve good results.

Adapt positively to change; manage competing demands and effectively handle changes, delays, and/or unexpected events with a positive attitude.  Prioritize, organize and plan work; use time efficiently, and achieve results within time frames. Complete work in a timely, accurate manner and be conscientious about assignments and deadlines.

Accept responsibility for own work performance, actions, and outcomes and do not blame others. Demonstrate the willingness to take initiative in performing job duties, resolving issues, and making suggestions for improvement. Conduct follow-through and meets commitments and agreements in a timely manner. 

Must be able to routinely perform work indoors in a climate-controlled shared work area with moderate noise.

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job the employee is regularly required to sit, talk, hear, reach with hands and arms, use hands to finger, handle and feel items, write, read, and keyboard. The employee may be required to lift and/or move up to 20 pounds periodically. Specific vision abilities required by this job include close vision, distance vision, peripheral vision, depth perception, and ability to adjust focus. Must be able to operate routine once equipment including telephone, copier, computer terminal and keyboard, facsimile, calculator, and understands computer basics. Must be able to routinely perform work on a computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours whenever required or requested by management. Must be capable of regular, reliable, and timely attendance.

What We Offer
Salary is dependent upon relevant experience. We offer an extensive benefits package that includes, but is not limited to, flexible health coverage options: medical/dental/vision (partially employer paid with competitive premiums), health rewards program, possible employer contribution to a Health Savings Account, Employee Assistance Program (EAP); life insurance; 401K retirement plan with immediate vesting (up to 3% employer match, 3% automatic employer contribution, and profit-sharing); discounted banking products and services; paid vacation/sick days, and paid holidays.

At Glacier Bancorp, our employees are our most valuable asset. We seek qualified individuals who enjoy people, are innovative, and eager to learn. We are dedicated to providing opportunities for personal advancement and professional growth by investing in the tools and training needed to build a personalized career path for you.

Glacier Bancorp, Inc. is a regional bank holding company headquartered in Kalispell, Montana with assets greater than $12 billion, operating in numerous community bank divisions across 8 states (Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona, and Nevada). We pursue a community banking philosophy, emphasizing personalized service combined with the full resources of a large banking organization. Over the years, Glacier Bancorp has received numerous awards for stability and soundness and has repeatedly ranked among the top 10% in the nation for financial strength.

We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, age, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.

Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.

No Recruiters or unsolicited agency referrals please.