Commercial Group Manager II - Great Falls, MT

  • First Interstate Bank
  • Nov 10, 2021
Full time Banking Management

Job Description

This position is located at our Great Falls 10th Ave S. branch.

 

SUMMARY

Directs the Commercial Banking activities ensuring all proper policies and procedures are followed.  Oversees the account administration, credit extension, and business development function of the department.  This includes all aspects of commercial banking such as: lending, portfolio management, deposit gathering, cash management, and other fee producing services. Is responsible for a minimum of three commercial bankers with average team portfolio of Loans Outstanding from $175 MM - $300 MM.

 

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.

  • Manages all commercial loan department functions.

  • Oversees business development activities.

  • Monitors adherence to loan policy and compliance to government regulations.

  • Develops budget for department and oversees the achievement of financial objectives.

  • Administers personal loan portfolio.

  • Monitors loan repayment and collections.

  • Chairs loan committee.

  • Performs collateral inspections.

  • Monitors customer financial statements and credit files for on-going credit worthiness.

  • Approves loans.

  • Gives financial advice to customers.

  • Ensures proper documentation of loans.

  • Monitors overall loan quality.

  • Coordinates and manages legal activity related to loan situations and negotiates solutions to problem loans.

 

SECONDARY DUTIES AND RESPONSIBILITIES

  • Represents the bank in community affairs.

  • Cross-sells other bank products.

  • Serves on various committees.

  • Develops policies and procedures.

  • Develops new bank products and programs.

  • Performs other banking duties as required.

 

SUPERVISORY RESPONSIBILITIES

  • Supervises commercial loan staff.

  • Evaluates performance of staff.

  • Enhances the growth and development of department employees.

 

QUALIFICATIONS  

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

 

EDUCATION and/or EXPERIENCE

Bachelor’s degree (BA/BS) from four-year college or university in Business, Finance, Economics or a related field; or equivalent combination of education and experience.

 

Minimum of seven years of progressively responsible and broad-based commercial lending.  Specific experience underwriting commercial relationships of both operating lines and term debt of several million dollars to single borrowers.  Preference to experience managing the work production of others involved in both lending and support roles.

 

LANGUAGE SKILLS

Ability to read, analyze, and interpret common scientific and technical journals, financial reports, and legal documents.  Ability to respond to common inquiries or complaints from customers, regulatory agencies, or members of the business community.  Ability to write speeches and articles for publication that conform to prescribed style and format.  Ability to effectively present information to top management, public groups, and/or boards of directors.

 

MATHEMATICAL SKILLS

Ability to work with mathematical concepts such as probability and statistical inference, and fundamentals of plane and solid geometry and trigonometry.  Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.

 

REASONING ABILITY

Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.

 

CERTIFICATES, LICENSES and/ or REGISTRATIONS

This position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations.  Employment is contingent upon meeting all such requirements, including acceptable background investigation results.

 

PHYSICAL DEMANDS 

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

 

While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle, or feel; and talk or hear.  The employee frequently is required to walk and reach with hands and arms.  The employee is occasionally required to stand and stoop, kneel, crouch, or crawl.  The employee must occasionally lift and/or move up to 25 pounds.  Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and ability to adjust focus.

 

WORK ENVIRONMENT 

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

 

The noise level in the work environment is usually moderate.



**If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal.