Credit Risk Manager, Machine Learning - Remote

  • Figure
  • Jan 05, 2022
Full time Computer Science Management Software

Job Description

About Figure

Figure is transforming the trillion dollar financial services industry using blockchain technology. 

In three short years, Figure has unveiled a series of fintech firsts using the Provenance blockchain for loan origination, equity management, private fund services, banking and payments sectors - bringing speed, efficiency and savings to both consumers and institutions. Today, Figure is one of less than a thousand companies considered a unicorn, globally.

Our mission requires us to have a creative, team-oriented, and supportive environment where everyone can do their absolute best. The team is composed of driven, innovative, collaborative, and curious people who love architecting ground-breaking technologies. We value individuals who bring an entrepreneurial mindset to every task and will embrace our culture of innovation. 

Every day at Figure is a journey in continuous learning yet a daily focus on getting work done that makes a difference. Join a team of proven leaders who have already created billions of dollars in value in the FinTech space!

Forbes America’s Best Startup Employers

Forbes Top 50 Blockchain Companies

Figure Series D Announcement

About the Role

We’re looking for a Credit Risk Manager, Machine Learning to add to our growing Credit Team! This role reports to our Senior Director of Risk and is responsible for building Machine Learning solutions to support the underwriting guidelines for mortgage and consumer lending products. The ideal candidate will be well versed in credit risk strategy using machine learning models and have the ability to condense complex findings into easily digestible terms. If building processes, disrupting financial services, and helping sway business decisions is where you thrive, this is the role for you!

What You’ll Do

  • Design machine learning solutions to address business needs
  • Manage multiple model development projects
  • Collaborate with various partners in Capital Markets, Compliance, Legal, etc. throughout the entire modeling lifecycle
  • Manage model risk and related governance and controls
  • Synthesize the findings at various points through the model development process to share progress and actionable insights with senior leadership and other stakeholders
  • Design and lead implementation of strategy using ML models
  • Monitor and share results of ML strategy with senior leadership and other stakeholders

What We Look For

  • Bachelor/Master’s degree with a quantitative background (e.g. Statistics, Math, Engineering, Economics)
  • 5+ years of experience in credit risk management, preferably in the consumer credit industry
  • Knowledge and experience with statistical analysis techniques and customer segmentation
  • Experience in developing applications for machine learning in the consumer lending industry
  • Strong analytical and problem-solving skills, combined with solid business judgment
  • Strong verbal communication, written documentation, and presentation skills
  • Strong technical skills such as SQL, R/Python, and ability to independently access and analyze relational data sets
  • Experience with data visualization tools (like Tableau)
  • Ability to thrive in a fast-paced startup environment

Benefits and Perks

  • Competitive salary and growth opportunities 
  • Company quarterly performance based bonus
  • Equity stock options package
  • Employer funded comprehensive health, vision, dental insurance and wellness program for employees and their dependents
  • Employer funded life and disability insurance coverage
  • Company HSA, FSA, Dependent Care, 401k, and commuter benefits
  • Up to 12 weeks paid family leave 
  • In office, remote, and hybrid work location options
  • Home office and technology stipend for those working outside of a traditional office more than 75% of the time
  • Flexible time-off plan to empower employees to take the time off that they want and need
  • Continuing education reimbursement
  • Routine Team swag deliveries!

Depending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our California Employee and Prospective Employee Privacy Notice for further information. By submitting your application, you are agreeing  and acknowledging that you have read and understand the above notice.

Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.