Summer Banking Intern - Billings

About The Role

Internship Opportunity at Western Security Bank! This paid summer internship program will be full-time for 12 weeks with the expectation that the intern is available Monday-Friday during business hours. 

The internship will provide experiences in the areas of retail, consumer, and commercial banking. The intern will work alongside personnel including deposit staff, lenders, analysts, administrative support and management. Throughout the process the intern will gain exposure to the banks day to day operations and business strategies as it pertains to the bank's deposit and credit standards and business strategies. 

DUTIES AND RESPONSIBILITIES:

• Shadow and assist Commercial Lenders, Credit Analysts and other staff as assigned. Gain exposure to the loan approval process by assisting with and/or completing credit authorization worksheets; input data, build tables, and borrower relationship information into presentations. 
• Develop a working knowledge of loan processes to include; customer interviews, gathering of appropriate information, analysis of information and underwriting of loans in a timely manner by approving, declining or submitting written recommendations to loan committee. 
• Research regulations and compliance requirements as related to bank policy, procedures, and practices. 
• Contribute team effort by assisting with daily tasks and/or special projects. 
• Input financial data into bank systems.  
• Other duties as assigned.

About You

QUALIFICATIONS:

•  Completion of one year higher education and working toward a bachelor's degree in finance, accounting, business or related field. 

KNOWLEDGE, SKILL, ABILITY:

• Display a high degree of reliability and dependability used to follow-through and meet commitments and agreements in a timely manner. 
• Demonstrated high level of quality, accuracy and attention to detail. 
• Ability to be a highly motivated self-starter with intense focus on results. 
• Working knowledge of standard office equipment. Basic computer skills with working knowledge or ability to learn various office software. 
• Strong analytical skills and financial skills. Ability to understand and follow written and oral instructions. 
• Ability to perform effectively under pressure; to meet multiple and sometimes competing deadlines and to make decisions based upon regulation, company policy, knowledge and experience. 
• Communicate effectively: both verbally and in writing with others in a clear, thorough, and timely manner using appropriate and effective communication tools and techniques. Demonstrate phone skills by treating all internal and external customers in a polite and courteous manner. Ability to make presentations both writing and orally. 
• We expect you as an employee, to embrace the WSB way and support our values, vision and service standards. 
• Exhibit a professional manner in dealing with others; work to develop and main cooperative and positive working relationships; represent the bank in a positive manner; maintain credibility with others. 
• Maintain strict confidentiality regarding any information obtained during performing job duties; adhere to bank policies and procedures regarding confidentiality. 
• Adhere to guidelines, protocol, policies, and procedures and supervisor directives. 
• Display ability and willingness to make sound decisions; identify and resolve problems in a timely and positive manner and exhibit sound judgment.

PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms. The employee may also be required to: <insert additional physical activities detail.

Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.

Specific lifting abilities required by this job include: Up to 25 pounds occasionally. 

Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.

What We Offer

COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees. PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy. Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized holidays. Visit our website for more details

We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.